Possible zero-down financing
Eligible borrowers may be able to finance a purchase without a down payment, subject to program and lender requirements.
VA purchase and refinance information
Explore Your VA Home Loan Options
Share a few details to connect with a mortgage professional and discuss options that may fit your goals.
Request VA loan informationComplete the secure form to start the conversation.
- Purchase and refinance possibilities
- Clear review of available options
- No obligation to proceed
Understand the program
Potential VA loan benefits
VA-backed financing may offer useful options for eligible borrowers. Requirements, qualification and lender approval apply.
Competitive financing options
VA-backed structures can provide competitive choices depending on the borrower, property and market conditions.
No monthly private mortgage insurance
Qualifying VA loan structures generally do not require monthly private mortgage insurance. Other fees and costs may apply.
Purchase and refinance possibilities
Options may be available for buying a home, streamlining an eligible VA refinance or accessing equity.
Compare possibilities
VA loan options
VA purchase
Explore VA-backed financing for an eligible primary-residence purchase.
VA IRRRL
An Interest Rate Reduction Refinance Loan may simplify refinancing an existing eligible VA loan.
VA cash-out refinance
A cash-out refinance may provide access to home equity when eligibility and underwriting requirements are met.
General eligibility
Who may be eligible?
VA loan eligibility may extend to veterans, active-duty service members, certain National Guard and Reserve members, and some qualifying surviving spouses.
Final eligibility requires an applicable Certificate of Eligibility and lender review.
A simple process
What happens next?
- 1Submit information
Tell us what you are exploring.
- 2Discuss available options
Connect with a mortgage professional.
- 3Review documentation
Understand requested documents and requirements.
- 4Proceed after informed approval
Move forward only when you understand and approve the next steps.
Common questions
VA home loan FAQ
Is this the Department of Veterans Affairs?
No. ClosePath AI provides the landing-page and lead-management technology. Mortgage-related information and services are provided by Cornerstone 1st Mortgage. This page is not affiliated with or endorsed by the Department of Veterans Affairs or any government agency.
Is approval guaranteed?
No. Eligibility, available terms and loan approval depend on program requirements, a Certificate of Eligibility when applicable, lender review, credit, income, property and underwriting requirements.
Can I refinance an existing VA loan?
Potential options may include a VA Interest Rate Reduction Refinance Loan or a VA cash-out refinance. Availability and suitability depend on your current loan, goals, eligibility and lender review.
Does submitting the form affect my credit?
Submitting this information request is not a loan application and does not by itself authorize a credit inquiry. A mortgage professional can explain whether a credit inquiry would be needed later and request appropriate authorization before proceeding.
Ready to learn more?
Discuss your VA loan options
Use the form above to request information from a mortgage professional.